Nursing School Cost – How Much is Nursing School in 2025?
Wondering about nursing school cost in 2025? Learn about tuition, fees, financial aid, and ways to pay for your nursing degree.
Posted February 17, 2025
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Nursing is one of the most fulfilling healthcare careers one can pursue, and it is also one of the most expensive. The cost of pursuing a nursing degree can add up to thousands of dollars and for some, can seem like a daunting obstacle. In this article, we will explore the average cost of nursing school and how to finance your education in health professions. We will also look at different ways to cut costs and manage your finances as a nursing student. Understanding the nursing school cost is one of the most important steps for anyone planning a career in nursing. Whether considering an undergraduate degree, a master’s degree program, or a doctorate in nursing education, expenses vary based on school location, institution type, and degree level.
This guide covers the tuition and fees, credit hour costs, and additional expenses nursing students may face. It also explores options for financial aid, tuition waivers, and other ways to manage nursing school expenses effectively.
The Average Cost of Nursing School
The cost of nursing schools varies depending on factors such as the type of nursing program, institution type, and school location. On average, earning a nursing degree—especially a Bachelor of Science in Nursing (BSN)—can range from $40,000 to $100,000. This amount includes tuition and fees, course materials, clinical supplies, and other program costs.
For those considering a two-year degree, such as an Associate Degree in Nursing (ADN), the total cost may be lower, typically ranging between $23,900 and $66,320. Master’s degree programs and Doctor of Nursing Practice (DNP) programs cost significantly more, with tuition fees for some private institutions exceeding $150,000.
| Nursing Program | Estimated Total Cost |
|---|---|
| Associate Degree in Nursing (ADN) | $23,900 - $66,320 |
| Bachelor of Science in Nursing (BSN) | $40,000 - $100,000 |
| Master of Science in Nursing (MSN) | $28,060 - $78,820 |
| Doctor of Nursing Practice (DNP) | $111,000 - $171,920 |
Nursing School Costs by Degree Level
ADN Program Cost
An Associate Degree in Nursing (ADN) is a two-year degree that offers the fastest route to becoming a registered nurse (RN). These programs are typically offered by public schools, community colleges, and some private institutions.
Cost Breakdown for ADN Programs
- Average annual tuition: $12,300
- Total cost for a two-year degree: $23,900 - $66,320
- Tuition fees for public institutions: $3,600 - $11,950 per year
- Private university tuition fees: $16,440 - $33,160 per year
Additional Expenses
- Background check and drug screen: $50 - $150
- Clinical rotation costs (transportation, housing, uniforms): Varies
- Course materials and lab fees: $500 - $1,500
| Institution Type | Average Tuition & Fees | Average Room & Board | Total Annual Cost |
|---|---|---|---|
| Public Schools | $3,600 | $8,360 | $11,950 |
| Private Non-Profit Schools | $20,020 | $13,140 | $33,160 |
| Private For-Profit Schools | $16,440 | $8,510 | $24,950 |
BSN Program Cost
A Bachelor of Science in Nursing (BSN) is a four-year degree that provides a nursing education with greater career opportunities. Costs vary based on institution type, credit hour costs, and whether students attend public schools or private institutions.
Cost Breakdown for BSN Programs
- Total cost of a four-year degree: $89,556 - $211,392
- Average annual tuition: $30,884
- Public schools cost per year: $22,389
- Private school tuition fees: $27,767 - $52,848 per year
Factors Affecting BSN Costs
- In-state vs. out-of-state tuition
- Online students vs. on-campus programs
- Full-time students vs. part-time enrollment
| Institution Type | Average Tuition & Fees | Average Room & Board | Total Annual Cost |
|---|---|---|---|
| Public Schools | $9,750 | $12,639 | $22,389 |
| Private Non-Profit Schools | $38,421 | $14,426 | $52,848 |
| Private For-Profit Schools | $15,868 | $11,899 | $27,767 |
MSN Program Cost
A master’s degree program in nursing allows RNs to specialize in areas such as nurse practitioner roles, administration, or education. The costs associated with a master's degree program vary based on institution type and program format.
Cost Breakdown for MSN Programs
- Total cost for an MSN: $28,060 - $78,820
- Average annual tuition: $33,150
- Public schools cost per year: $28,100
- Private school tuition fees: $28,060 - $39,410 per year
Additional Expenses
- Clinical preceptor fees: Varies
- Course materials and textbooks: $500 - $1,500
| Institution Type | Average Tuition & Fees | Total Student Budget |
|---|---|---|
| Public Schools | $11,320 | $28,100 |
| Private Non-Profit Schools | $21,140 | $39,410 |
| Private For-Profit Schools | $10,130 | $28,060 |
DNP Program Cost
A Doctor of Nursing Practice (DNP) is a terminal degree in nursing education. Costs vary based on program length, institution, and specialization.
Cost Breakdown for DNP Programs
- Total cost for a DNP: $111,000 - $171,920
- Average annual tuition: $61,080
- Public school tuition and fees: $30,620 per year
- Private institution tuition fees: $44,440 - $73,030 per year
| Institution Type | Average Tuition & Fees | Total Student Budget |
|---|---|---|
| Public Schools | $55,500 | $30,620 |
| Private Non-Profit Schools | $42,980 | $73,030 |
| Private For-Profit Schools | $18,920 | $44,440 |
Additional Costs Beyond Tuition
- Housing and transportation: On-campus housing can add $8,000 - $15,000 per year.
- Books and course materials: Some programs require specialized textbooks, costing $1,000 - $3,000 annually.
- Clinical and lab fees: Nursing students often pay for uniforms, medical equipment, and simulation labs.
- Licensing and exam fees: NCLEX-RN exam fees, background checks, and drug screening can add $500 - $1,000.
Factors That Affect Nursing School Cost
Public vs. Private Schools
The type of institution plays a major role in tuition and fees. Public schools typically have lower tuition because they receive state funding, while private institutions rely on tuition revenue to operate.
- Public schools: Lower tuition, especially for in-state students
- Private institutions: Higher tuition, but often provide scholarships and financial aid
- For-profit schools: Typically more expensive than public schools, with higher credit hour costs
How Credit Hour Costs Impact Nursing School Expenses
Most nursing programs charge tuition based on credit hour costs rather than a flat annual rate. The number of credit hours required for a nursing degree can significantly impact the total cost of a program.
- ADN programs: Typically require 60-72 credit hours
- BSN programs: Require 120-130 credit hours
- MSN programs: Require 30-50 credit hours
- DNP programs: Require 60-90 credit hours
| Institution Type | Estimated Cost Per Credit Hour |
|---|---|
| Public Schools (In-State) | $150 - $600 |
| Public Schools (Out-of-State) | $500 - $1,200 |
| Private Universities | $1,000 - $2,000 |
Expert Tip: Some schools offer tuition discounts for students who enroll in more credit hours per semester. Check if the nursing program has a flat-rate tuition model for students taking 12+ credits per semester.
In-State vs. Out-of-State Tuition
Residency status is a major factor in nursing school costs. Most public schools charge in-state students significantly lower tuition than out-of-state students.
- In-state tuition: Lower rates for residents of the state where the school is located
- Out-of-state tuition: Higher rates for non-residents, often 2-3x the cost of in-state tuition
- Regional tuition agreements: Some public schools participate in regional exchange programs that allow students from neighboring states to pay reduced tuition
| Institution Type | In-State Tuition (Annual) | Out-of-State Tuition (Annual) |
|---|---|---|
| Public Schools | Public Schools | $20,000 - $40,000 |
| Private Schools | $30,000 - $60,000 | $30,000 - $60,000 |
How to Lower Out-of-State Tuition Costs
Many nursing students qualify for tuition waivers that reduce out-of-state tuition. Some schools offer waivers based on:
- Residency in a neighboring state
- Military service or veteran status
- Participation in a graduate assistantship
- Enrollment in an underrepresented major
Expert Tip: Some states allow students to establish residency after living there for a year. If you plan to attend a public university, check the residency requirements to see if you can qualify for in-state tuition after one year.
Online vs. On-Campus Programs
Online nursing programs are becoming more common and can sometimes be more affordable than on-campus programs. However, the actual costs depend on the school and whether online students are eligible for in-state tuition rates.
Cost Differences Between Online and On-Campus Programs
| Cost Factor | Online Nursing Programs | On-Campus Nursing Programs |
|---|---|---|
| Tuition | It may be lower or the same as on-campus tuition | Usually higher for private schools |
| Housing | Not required | Can add $8,000 - $15,000 per year |
| Transportation | No commuting costs | Gas, parking, and public transit costs apply |
| Lab & Clinical Fees | May need to arrange local clinical placements | Typically included in tuition and fees |
How Online Students Can Save Money
- Some online programs charge in-state tuition rates for all students, regardless of residency
- No housing costs for students who live at home
- Lower commuting expenses and parking fees
- More flexibility to work while studying, reducing the need for student loans
Expert Tip: Some nursing school expenses—such as clinical rotations and lab fees—still apply to online students. Before enrolling, check if the program requires on-campus visits or additional travel for clinical training.
Paying for Nursing School
The cost of nursing school can be overwhelming, but there are several ways to reduce out-of-pocket expenses. Many nursing students use a combination of financial aid, scholarships, and part-time work to cover their nursing school expenses. Understanding these options can help students make informed financial decisions.
Financial Aid and Scholarships
FAFSA: Federal Grants and Loans
The Free Application for Federal Student Aid (FAFSA) is the first step for students looking for financial aid. Completing the FAFSA determines eligibility for:
- Pell Grants (need-based, do not require repayment)
- Federal Direct Subsidized Loans (lower interest, government covers interest while in school)
- Federal Direct Unsubsidized Loans (interest accrues immediately but has flexible repayment options)
- Federal Work-Study (allows students to earn money while attending school)
Nursing Scholarships from Private Institutions and Hospitals
Many private institutions, hospitals, and nursing organizations offer scholarships specifically for nursing students. These scholarships can significantly reduce tuition and fees.
- American Association of Colleges of Nursing (AACN) Scholarships
- Tylenol Future Care Scholarship
- National Black Nurses Association (NBNA) Scholarship Program
- State-specific nursing scholarships (vary by school location)
Employer Tuition Reimbursement Programs
Some healthcare employers provide tuition reimbursement programs for employees who pursue a nursing degree. These programs may cover part or all of tuition costs, but students typically agree to work for the employer for a set period after graduation.
- Hospitals and healthcare systems often offer up to $10,000 per year in tuition assistance
- Nursing homes and long-term care facilities provide tuition benefits to encourage nursing education
- Military service members and veterans may qualify for GI Bill benefits to cover nursing school expenses
Student Loan Forgiveness
Public Service Loan Forgiveness (PSLF) for Nurses
The Public Service Loan Forgiveness (PSLF) program helps nurses working in non-profit hospitals and government healthcare facilities get student loans forgiven after 10 years of payments.
- Must work for a qualifying non-profit employer
- Must make 120 qualifying monthly payments under an income-driven repayment plan
- After 10 years, the remaining loan balance is forgiven
State-Based Loan Forgiveness Programs for Nurses
Many states offer loan forgiveness programs for nurses working in underserved areas.
Examples include:
- Nurse Corps Loan Repayment Program (pays up to 85% of student loan debt for nurses working in critical shortage areas)
- State-based nursing loan repayment programs (eligibility varies by school location)
Part-Time Work and Side Projects
Many nursing students work part-time or take on side projects to help pay for nursing school expenses. Balancing work and nursing education can be challenging, but it helps reduce reliance on student loans.
Part-Time Jobs for Nursing Students
- Certified Nursing Assistant (CNA): Gain hands-on experience while earning income
- Medical Scribe: Work with doctors and learn medical terminology
- Phlebotomist: Draw blood and develop essential healthcare skills
- Patient Care Technician: Assist patients in hospitals or nursing homes
Side Projects in Healthcare
- Freelance medical writing (writing for healthcare blogs or academic sites)
- Tutoring for pre-nursing students
- Remote medical coding or billing jobs
Bottom Line
The cost of nursing school depends on factors like institution type, degree level, residency status, and program format, with public schools generally being more affordable than private institutions. In-state tuition is lower than out-of-state tuition, but some schools offer tuition waivers to reduce costs. Online students may save on housing and transportation, though they still face course materials, lab fees, and clinical rotation expenses. To manage nursing school expenses, students can apply for financial aid, scholarships, tuition reimbursement programs, and loan forgiveness options. Many also work part-time or take on side projects to offset tuition and fees, making nursing education more financially accessible.
Get Help from a Nursing Admissions Coach
Applying to nursing school can feel overwhelming, but you don’t have to do it alone. A nursing admissions coach can help you pick the right program, write strong application essays, and prepare for interviews. Whether you’re applying for an ADN, BSN, MSN, or DNP program, working with an expert can make the process easier and improve your chances of getting accepted. Integrity network members serve to ensure that the information provided is accurate and reliable.
Related Articles
Explore more helpful guides on nursing school costs, admissions, and career options to make informed decisions about your education.
- Nursing Vs. Medical School: Pros, Cons, and Which One is Right for You
- How to Become a Nurse: Requirements, Degree Paths, and What to Know (2025)
- Nursing Schools: Tips for Choosing the Right Nursing School for You
- BSN Programs: What You Need to Know About Bachelor of Science in Nursing Programs
FAQs
How many years is a nursing school in the USA?
- The duration of nursing programs in the United States varies based on the type of degree pursued. An Associate Degree in Nursing (ADN) typically takes about two years to complete, while a Bachelor of Science in Nursing (BSN) usually requires four years of study. For individuals who already hold a bachelor's degree in another field, Accelerated BSN programs are available and can be completed in approximately 12 to 24 months.
What is the 2-year nursing program in the USA?
- A 2-year nursing program in the USA generally refers to the Associate Degree in Nursing (ADN). These programs are often offered by community colleges and provide foundational nursing education, preparing graduates to take the NCLEX-RN exam and become registered nurses. Some institutions also offer accelerated BSN programs that can be completed in two years for students who already possess a bachelor's degree in another discipline.
How much are school fees for nursing?
- The cost of nursing school varies widely depending on factors such as the type of institution (public vs. private), program level (ADN vs. BSN), and residency status (in-state vs. out-of-state). On average, tuition for an ADN program at a public institution may range from $3,000 to $10,000 per year, while BSN programs can cost between $7,000 and $20,000 annually at public schools. Private institutions often have higher tuition rates. Additional expenses may include fees, books, supplies, housing, and transportation. Financial aid, scholarships, and grants are available to help offset these costs.
